I'm never going to get a loan. As a 19 year old child, I have no established credit, so my score will be too low. My parents won't co-sign for me, so that sucks too. I've been to every loan place on the planet. I'm about to go crazy. I've been doing this for over a year, thinking someone will work with me. Nah. They won't. My school won't work with me, and the government should give me more money, because I'm me. When I rule the world, school will be free.